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Black Friday Clothing & Fashion Deals FAQ

When is Black Friday?

Black Friday 2022 is November 25, the Friday after Thanksgiving. Many retailers will have early deals before Black Friday or start their official Black Friday sales a few days before Thanksgiving.

Which retailers have the best Black Friday clothing sales?

Almost every major retailer will be hosting a Black Friday sale. Your favorite physical department stores like Macy’s, Nordström, Kohls, will offer in-store and online sales. E-commerce giant Amazon will also have a wide selection of clothing, shoes and accessories for sale.

You can expect to see top brands such as Nike, Adidas, Ralph Lauren, Levi’s, Gap Inc., Dockers and more on sale throughout the site. Plus, some of our favorite direct-to-consumer brands like Allbirds, Richer Poorer, and Bombas have great deals.

If you’re shopping specifically for seasonal outerwear, outdoor gear, or workout gear, you’ll find plenty of great deals. Brands like The North Face, Columbia, Backcountry, Timberland, Merrell, LLBean should have sales.

What to buy on Black Friday?

When it comes to clothing shopping, Black Friday is a great time to shop for items across all categories. While most people will be shopping for holiday gifts, Black Friday is a great time to pick up seasonal items like discounted winter coats and sweaters. After Black Friday, we typically don’t see big sales on fall and winter items until retailers make room for new spring styles.

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Cancellation of the student loan has been blocked. Now what? https://mijasguide.com/cancellation-of-the-student-loan-has-been-blocked-now-what/ Tue, 22 Nov 2022 15:16:01 +0000 https://mijasguide.com/cancellation-of-the-student-loan-has-been-blocked-now-what/

By WILLIAM CHITTENDEN
The conversation

1. Why was Biden’s student loan forgiveness program stalled?

It was ruled unconstitutional. The decision was made on November 10, 2022, by Judge Mark Pittman of the U.S. District Court for North Texas, who ruled that the Higher Education Student Aid Opportunities Act of 2003 – or hero – “does not provide the executive branch with a clear decision.” Congressional authorization” for a student loan forgiveness program. He added that the program was “an unconstitutional exercise of the legislative power of Congress and must be rescinded.”

The judge’s ruling bars any student loans from being forgiven “until a final verdict is rendered” in the case. Technically, this could be taken to the Supreme Court, but it could also be settled at the level of the Court of Appeal.

In a separate case, on November 14, a three-judge panel of the United States Court of Appeals for the 8th Circuit temporarily blocked the program until the case was resolved by the court. The 8th Circuit covers seven states, including Missouri, which is one of several Republican-led states seeking to block the program.

Both rulings effectively block Biden’s plan to forgive up to $20,000 in student loans per borrower.

2. Can it be unlocked?

Both court decisions could be overturned. The Biden administration has argued that the Heroes Act of 2003 allows the Secretary of Education to forgive student loans to people affected by the pandemic.

The Biden administration has already filed a notice of appeal of Pittman’s Nov. 10 ruling.

On Nov. 18, the Biden administration asked the Supreme Court to overturn the Court of Appeals order blocking student loan forgiveness. The Supreme Court has asked the plaintiffs in the case to provide their response by November 23, 2022.

It’s unclear how the full court might rule. However, in two previous cases, Judge Amy Coney Barrett rejected attempts to block the student loan forgiveness plan.

3. What kind of relief can student borrowers get in the meantime?

Currently, student loan payments are suspended but are expected to resume in January 2023. The Biden administration may extend the payment suspension beyond December 2022. However, in August 2022 – when the last extension of the payment suspension was announced – the White House said it was supposed to be the last expansion.

Despite the decline in widespread student loan forgiveness, some borrowers may still qualify for one or more targeted student loan forgiveness programs. These groups include borrowers who attended a school that closed. Student loans can also be canceled for those who are totally and permanently disabled. Students who have been defrauded by their school – for example by being misled about graduate placement rates or the true cost of attending the school – may also be eligible.

In November 2022, the Biden administration released new rules to make it easier to forgive student loans in bankruptcy. If a student borrower can prove that their expenses equal or exceed their income, student loan debt can be eliminated in the event of bankruptcy.

William Chittenden is associate professor of finance at Texas State University.

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Emily Davies is heartbroken after claiming Valleygirl was ‘duped’ by her design https://mijasguide.com/emily-davies-is-heartbroken-after-claiming-valleygirl-was-duped-by-her-design/ Tue, 22 Nov 2022 00:41:36 +0000 https://mijasguide.com/emily-davies-is-heartbroken-after-claiming-valleygirl-was-duped-by-her-design/

An Australian small business owner has alleged that her work was copied by another store.

Emily Davies is the woman behind Venem 1.0, an online fashion retailer, and took to social media to claim that Valleygirl imitated one of her ‘exclusive’ designs which included her brand name in the print on the dress, according to The Daily Telegraph.

The Venem 1.0 dress typically retails from $149 but is currently on sale for a third of the price.

“It’s my dress – I designed it. I designed the print. It took us 12 months to develop because it was the first print we’ve ever done,” Ms Davies said.

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She then compared it to a recent version of Valleygirl, showing a similar print as well as a chain connecting the bust.

“It’s now stocked in all their stores in Australia and it’s heartbreaking,” she said.

“And the worst part is that I can’t do anything about it because I haven’t trademarked or copyrighted the design or the print.”

She also said that Valleygirl’s dress even included her trademark “Venem” in the print.

“As my brand name is in your stores, you could have at least removed my brand name.”

She said she understands that everyone gets inspiration from somewhere, adding that she gets inspiration from other brands, runways and Pinterest.

But she said “inspo” was the key word.

“We’re also a small business and we don’t have the money to do anything in terms of going to court – and that sucks,” she said.

Ms Davies said she understood both labels were fast fashion. But she said that was taken to a new level with the use of her trademark Venem 1.0 in the mix.

She also acknowledged that it was the “nature of the game” and said its makers had not reprinted it.

The Valleygirl online store has been “temporarily closed until further notice”.

She initially alleged the “dupe” came from Ally Fashion, but retracted those claims after doing further research.

“I want to sincerely apologize to Ally Fashion. I was misinformed by multiple followers that it was Ally Fashion and it wasn’t – it was Valleygirl,” she said.

“It’s my fault, I should have done my research, but in the heat of the moment I was so upset and learned from it.”

News.com.au has contacted Valleygirl for comment.

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Walmart partners with customers to donate up to $5 million to local communities https://mijasguide.com/walmart-partners-with-customers-to-donate-up-to-5-million-to-local-communities/ Mon, 21 Nov 2022 14:08:49 +0000 https://mijasguide.com/walmart-partners-with-customers-to-donate-up-to-5-million-to-local-communities/

BENTONVILLE, Ark., November 21, 2022 – Walmart announced the launch of a new giving campaign as part of its Spark Good initiative, supporting local organizations across the country with up to $5 million donated to nonprofits this holiday season .

Between Nov. 25 and Dec. 25, the retailer is offering customers the opportunity to round up their purchases and then donate change to a favorite charity while shopping on Walmart.com and the Walmart app. Walmart will match customer contributions 1:1, up to $1 million ($2 million total, including customer donations), so every dollar goes further. Spark Good Round Up, which launched this fall, lets customers choose the approved nonprofit they want to donate to and set up easy recurring Round Ups on the Walmart app or online .

To encourage customers and nonprofits to participate in the campaign, Walmart is giving up to 3,000 nonprofits a $1,000 grant when they receive 20 or more Spark Good Round Up donations, for a total contribution of up to $3 million.

Participating is easy. After a customer completes their purchases online or in the app, they will be prompted to search for a preferred charity for their donation round. Customers can also go to Walmart.com/SparkGood and search for the charity of their choice to receive their Round Up contributions.

“Last year, Walmart and the Walmart Foundation gave more than $1.5 billion in cash and in-kind donations to organizations around the world,” said Erin Hogue, senior director of associate engagement and customers at Walmart. “Giving is in our DNA and it’s clear our customers feel the same way. With this $5 million campaign, we not only amplify our customers’ acts of giving through donations and matching grants, but we also allow our customers to tell us where they would like the money to go.

The Spark Good Round Up campaign offers a number of nonprofits – large and small – for customers to choose from. But if a customer can’t find the local cause they want to support, they can send a referral link directly to the 501(c)(3) of their choice.

Spark Good, Walmart’s newest giving initiative, brings together the retailer’s nonprofit tools under one roof. From local grant opportunities to registries for their most needed items, Spark Good offers nonprofits a convenient place to work with Walmart to make a difference in local communities.

Together we can spark good this holiday season. To learn more, visit Walmart.org/SparkGood.

About Walmart
Walmart Inc. (NYSE: WMT) helps people around the world save money and live better – anytime, anywhere – in retail stores, online and through their mobile devices. Each week, approximately 230 million customers and members visit more than 10,500 stores and numerous e-commerce sites under 46 banners in 24 countries. With revenue of $573 billion in fiscal 2022, Walmart employs approximately 2.3 million associates worldwide. Walmart continues to be a leader in sustainability, corporate philanthropy and employment opportunity. Additional information about Walmart can be found by visiting company.walmart.comon Facebook at facebook.com/walmart and on Twitter at twitter.com/walmart.

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Kim Kardashian and North shop with Kourtney Kardashian and son Reign https://mijasguide.com/kim-kardashian-and-north-shop-with-kourtney-kardashian-and-son-reign/ Mon, 21 Nov 2022 06:07:10 +0000 https://mijasguide.com/kim-kardashian-and-north-shop-with-kourtney-kardashian-and-son-reign/

Makeup-free Kim Kardashian enjoyed a casual Christmas shopping trip with her daughter North in Los Angeles on Sunday – the star showing her support for disgraced ex Kanye West by wearing Yeezy sandals.

The reality star, 42, ditched her glam squad as she showed off her radiant complexion, natural beauty and tousled locks with North, nine.

Kim looked polished in black leggings and a matching quilted jacket – paired with Adidas Yeezy Slide Soot sliders from her ex’s now discontinued line.

Glow: Makeup-free Kim Kardashian enjoyed a casual Christmas shopping trip with her daughter North in Los Angeles on Sunday – with the star showing her support for disgraced ex Kanye West by wearing Yeezy sliders

North wore a black and white shirt dress and sandals from her dad’s range as she played with her mom.

Kourtney, 43, cut a relaxed figure in a graphic print sweater and joggers as she went makeup free for the event, while Reign, seven, walked alongside her.

Fun times: The reality star, 42, ditched her glam squad as she showed off her radiant complexion and tousled locks as she dated North, nine.

Fun times: The reality star, 42, ditched her glam squad as she showed off her radiant complexion and tousled locks as she dated North, nine.

Interesting choice: Kim looked neat in black leggings and a matching quilted jacket - paired with Adidas Yeezy Slide Soot sliders from her ex's now discontinued line

Interesting choice: Kim looked neat in black leggings and a matching quilted jacket – paired with Adidas Yeezy Slide Soot sliders from her ex’s now discontinued line

Reality star: She wore a chic pair of shades while showing off her radiant complexion without makeup

Usual look: Kim is pictured in a recent glamorous Instagram post

On the go: Kim opted for a casual no-makeup look (pictured right in a recent glam Instagram)

Kim’s decision to wear Yeezys came the same day West returned to Twitter after causing widespread backlash following multiple anti-Semitic rants on social media last month.

In one of his first tweets since being suspended from the microblogging site, the 45-year-old rapper informed his more than 31.9 followers that he was back.

“Testing Testing See if my Twitter is unblocked,” the Heartless hitmaker tweeted on Sunday.

The post comes after he tweeted on October 9 that he would be going “death con 3” on “JEWISH PEOPLE”, an apparent reference to Defcon, the US military defense readiness system.

Radiant: Kim showed off her radiant complexion as she strolled

Radiant: Kim showed off her radiant complexion as she strolled

Style;  Kim showed off her trim figure as she stepped out

Style;  Kim revealed her ample cleavage as she stepped out

Style; Kim showed off her trim figure and ample cleavage as she stepped out

Subsequently, his Twitter and Instagram accounts were blocked and his lucrative deals with Adidas, Gap, Balenciaga and Vogue all ended abruptly – but the artist was unrepentant, refusing in several interviews to apologize.

Last month, Musk said the father-of-three’s account had been restored ahead of his $44 billion takeover of the social media company.

The rapper, now known as Ye, was banned from Twitter on October 9 and banned from Instagram by Meta.

Restricted accounts cannot post or interact on Twitter, unlike suspended accounts which are removed entirely.

Although it was heavily reported that Kanye’s Twitter was back in his hands after Musk’s takeover, the Tesla CEO said it was not his decision.

Duo: Kourtney, 43, looked casually cool as she walked with her seven-year-old son Reign

Duo: Kourtney, 43, looked casually cool as she walked with her seven-year-old son Reign

Shopping: Kim, 42, looked neat in black leggings, a matching padded jacket, sliders, socks and a hoodie as she strolled with North, nine, while carrying shopping bags from the home and garden store, Beautiful Mess

Shopping: Kim, 42, looked neat in black leggings, a matching padded jacket, sliders, socks and a hoodie as she strolled with North, nine, while carrying shopping bags from the home and garden store, Beautiful Mess

Mom and son: Kourtney cut a relaxed figure in a graphic print sweater and joggers as she got her makeup free for the event, while Reign walked alongside her

Mom and son: Kourtney cut a relaxed figure in a graphic print sweater and joggers as she got her makeup free for the event, while Reign walked alongside her

Windswept: The star looked ready for winter in her stylish ensemble

Windswept: The star looked ready for winter in her stylish ensemble

Fun: The family were in good spirits as they enjoyed a day of shopping

Fun: The family were in good spirits as they enjoyed a day of shopping

“Ye’s account was restored by Twitter prior to the acquisition,” Musk tweeted on Friday. “They didn’t consult or inform me.”

Musk took over Twitter with brutal efficiency in October and began his new reign by firing senior executives.

Musk has strongly criticized Twitter’s suspension policies, pledging to restore celebrity accounts.

Kim also showed off her svelte figure in her latest SKIMS photoshoot, flaunting her toned figure in a white top and leggings,

Cat: Kourtney kept a close eye on Reign as the family shopped

Cat: Kourtney kept a close eye on Reign as the family shopped

Cool: The family opted for black ensembles on their way out

Cool: The family opted for black ensembles on their way out

Cute: mother and daughter held hands on their way out

Cute: mother and daughter held hands on their way out

Let's go: Kim loaded her luggage into the car alongside North

Let’s go: Kim loaded her luggage into the car alongside North

It comes after Kim turned the Beverly Hills hotel parking lot into her own personal runway in footage she shared on Friday.

The beauty wore a metallic silver dress and pointed heels as she carried a matching Balenciaga Hourglass XS handbag.

In the seven-image carousel shared with his 333 million followers, the entrepreneur looked stunning as his long platinum blonde hair fell naturally with a parting in the middle.

Keeping shimmery, smoky eye makeup under defined brows, she opted for long lashes and a nude/pink lip.

Suspension lifted: Kim's decision to wear Yeezys came the same day West returned to Twitter after causing widespread backlash following multiple anti-Semitic rants on social media last month;  seen in october

Suspension lifted: Kim’s decision to wear Yeezys came the same day West returned to Twitter after causing widespread backlash following multiple anti-Semitic rants on social media last month; seen in october

“Testing Testing See if my Twitter is unblocked,” the rapper tweeted on Sunday.

Disagree: The rapper, now known as Ye, was banned from Twitter on October 9 and kicked out of Instagram's Meta last month, and the platforms have deleted some of his online posts that users condemned as anti-Semites;  seen in 2020

Disagree: The rapper, now known as Ye, was banned from Twitter on October 9 and kicked out of Instagram’s Meta last month, and the platforms have deleted some of his online posts that users condemned as anti-Semites; seen in 2020

The mother-of-four captioned the post: “Just happy to be here.”

Last week, Kim wowed while leading the glamor at the CFDA Awards in New York.

The billionaire wore a Dolce & Gabbana strapless black PVC sleeveless dress with a sheer bottom.

Kardashian received the first-ever Innovation Award presented by Amazon Fashion for her SKIMS brand.

Kim was honored at Monday’s Council of Fashion Designers for her shapewear line and used the honor to call on designers to be inclusive of all body types.

Slender: Kim continued to show off her shrunken frame in her latest SKIMS ad

Toned: The star modeled a white top and leggings

Slender: Kim continued to show off her shrunken frame in her latest SKIMS ad

Cosy: The beauty wore a plaid two-piece for a cozy snap

Cosy: The beauty wore a plaid two-piece for a cozy snap

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How to Change Clothes in Pokemon Scarlet & Violet: All Clothing Stores https://mijasguide.com/how-to-change-clothes-in-pokemon-scarlet-violet-all-clothing-stores/ Sat, 19 Nov 2022 18:04:33 +0000 https://mijasguide.com/how-to-change-clothes-in-pokemon-scarlet-violet-all-clothing-stores/

Posted: 2022-11-19T17:57:38

Updated: 2022-11-19T17:57:49

In Pokemon Scarlet & Violet, players start with the standard school uniform and can swap between four seasonal variations, and later they can purchase accessories to make the outfit a bit more personal.

A fan-favorite feature of recent Pokemon games is the ability to customize a trainer’s appearance. Via the salon or clothing stores, trainers can customize their outfits, hair, and face using an assortment of unlockable cosmetics.

These options were fully displayed in Pokemon Sword & Shield and Legend:s Arceus, but were toned down a bit in Scarlet & Violet. While there are more face, hair, and eye options than ever before, players won’t have as much freedom with their outfits.

The article continues after the announcement

That’s right – players are stuck with the standard purple or orange school uniforms as their base outfit. But several stores around Paldea offer a variety of accessories, including socks, helmets, backpacks, and more.

Where to buy clothes in Pokemon Scarlet & Violet

In Pokemon Scarlet & Violet, three towns have multiple stores where players can purchase clothing and accessories: Mesagoza, Cascarrafa and Levincia. Below is a map of each location, along with their clothing stores.

Mesagoza

Mesagoza is the first town players will visit and has clothing for sale at three different stores.

  • rough and hard
  • Bagin’s
  • fashion street

cascarrafa

Cascarrafa, home to the Pokemon Scarlet & Violet Water-like gym, is also the destination of several clothing stores.

The article continues after the announcement

  • Truth
  • Capbourg
  • Bagin’s
  • Spec Shack
  • Seguro-style
  • rough and hard
  • sock quartet
  • Zapaldea shoes
cascarrafa

Levincia

The final town that offers clothing stores is Levincia, home of Iono and the Electric Gym, and it has six stores that players can shop at.

  • fashion street
  • Truth
  • Spec Shack
  • Bagin’s
  • Seguro-style
  • rough and hard
Levincia

How to change clothes in Pokemon Scarlet & Violet

Players will not be able to change outfits right away. Instead, you’ll need to progress the story until you’ve received your starter Pokemon and battled Nemona. Then coaches can change clothes at any time by pressing left on the D-pad.

This will bring up the clothing menu allowing trainers to change their shirts, socks, shoes, gloves, backpacks, hats, glasses, and phone cases.

pokemon purple scarlet changing clothesChange gloves in the wardrobe menu

And that’s all! Those looking to learn more about Pokemon Scarlet & Violet can check out our other guides below:

The article continues after the announcement

Where to find Noibat & Noivern in Scarlet & Violet | Where to find Spiritomb in Pokemon Scarlet & Violet | Where to find Igglybuff, Jigglypuff, Wigglytuff & Paradox Form in Scarlet & Violet | How To Get Misreavus, Mismagius & Flutter Mane | How To Get The Delibird & Iron Pack | How to get Makuhita, Hariyama and Iron Hands | How to get Basculin & Basculegion | Where to find Swablu & Altaria in Scarlet & Violet | Where to find Sneasel, Weavile & Sneasler | Where To Find Orthworm | Where to find Mimikyu in Scarlet & Violet | Where to find Ditto in Scarlet & Violet | How To Get Eevee & Eeveelutions in Scarlet & Violet | Where to find Fidough & Dachsbun | How to Get All Starters in Pokemon Scarlet & Violet

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Google improves AR shopping features https://mijasguide.com/google-improves-ar-shopping-features/ Fri, 18 Nov 2022 19:15:21 +0000 https://mijasguide.com/google-improves-ar-shopping-features/

As the holiday shopping season is in full swing, Google has added augmented reality features to make e-commerce even easier.

“There’s something special about in-store shopping: the lights, the scents, the music,” wrote Danielle Buckley, Google product manager, consumer shopping, in a blog post. “While we can’t experience all of these little details when shopping online, we’re making big improvements to augmented reality shopping on Google to bring the most important part of the store to life: the product.”

The online search giant already lets shoppers view furniture in their space using an AR Home Goods feature. But this week, Google expanded the feature to include sneakers. Online shoppers can spin the sneakers, zoom in and see them rendered at home to decide if the shoes, from the laces to the soles, match their personal style. Brands like Saucony, Vans, and Merrell are enabled for AR viewing on Google, and the company says any brand with 3D assets for sneakers or homewares is eligible to participate in the program. “We’re investing in new ways to create 3D shoe spins, a process that is typically time consuming and expensive for brands,” Buckley wrote. “We will start using this technology in the coming months.”

According to Marketing Dive: “The company is training machine learning to be able to assemble interactive virtual assets from just a few images instead of relying on hundreds of photos.” Google research shows that customers use 3D imagery 50% more than still photography.

E-commerce is increasingly turning to AR to improve the shopping experience, both in retail and in the world of promotional products. Pinterest, for example, offers a shopping feature that allows users to try out different pieces of furniture using their smartphones. Earlier this year, Montreal-based Spector & Co. (asi/88660) launched what it called “Spector Vision,” which lets people place a 3D version of certain glasses in their own homes via a smartphone. , as a way to cut down on the need for physical samples. Raphael Menesclou of DataHawk noted in a Q&A this spring that more brands are using AR “because this deeply experiential technology is, in fact, increasing product sales.”

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Apparel Store Inventory Software Market Outlook by 2029 https://mijasguide.com/apparel-store-inventory-software-market-outlook-by-2029/ Fri, 18 Nov 2022 06:30:30 +0000 https://mijasguide.com/apparel-store-inventory-software-market-outlook-by-2029/

clothing store inventory software The market report shares valuable information about the global development status, opportunities and challenges in the near future in the form of past data analyzed by industry experts, which helps you take necessary discussions. The Clothing Store Inventory Software market study offers insights into the sales and revenue over the historical and estimated time period from 2017 to 2028. Understand the advantages of the segment to identify the significance of various factors driving help the industry move forward.

The Clothing Store Inventory Software market report also covers all regions and countries in the world, which shows the status of regional development, with market size, volume and value, as well as price data, key players and regional analysis. Moreover, the report similarly covers segment data, with type segment, application segment, channel segment, etc.

Get a sample copy of the report at @ https://www.verifiedmarketreports.com/download-sample/?rid=121334

Competitive landscape

The report studies the Clothing Store Inventory Software market size by player, region, product type and end industry, history data 2014-2018 and forecast data 2019-2025; the report also studies the global market competitive environment, market drivers and trends, opportunities and challenges, risks and barriers to entry, sales channels, distributors and carriers.

Key Players of Clothing Store Inventory Software Market are:

  • Epos Now
  • Retail at reduced speed
  • NetSuite
  • Revel Systems
  • Springboard Retail
  • COMCASH Retail ERP

Market Segmentation of Clothing Store Inventory Software Market:

Clothing Store Inventory Software market is split by Type and by Application. For the period 2021-2028, Intersegment Growth provides accurate calculations and forecasts of sales by Type and Application in terms of volume and value. This analysis can help you grow your business by targeting qualified niche markets.

Global Clothing Store Inventory Software Market Segment By Type:

  • Type I
  • Type II
  • Type III
  • Type IV

Global Clothing Store Inventory Software Market Segment By Application:

  • Exclusive shops
  • Independent shops
  • Other

Get an exclusive discount on this Premium Report @ https://www.verifiedmarketreports.com/ask-for-discount/?rid=121334

Answers to key questions in the market research report:

  • What are the key global statistics or market estimates for the Global Clothing Store Inventory Software Market (market overview, market size by value, forecast figures, market segmentation and market share)?
  • What are the key market trends in terms of industry size, growth drivers and challenges in the region?
  • What are the key innovations, opportunities, current and future trends, and regulations within the global Clothing Store Inventory Software market?
  • Who are the leading competitors, what are their key strengths and weaknesses, and how are they performing in the Global Clothing Store Inventory Software Market based on a competitive benchmarking matrix?
  • What are the key findings obtained from the market research conducted during the Global Apparel Store Inventory Software Market Research?

Table of Content of Clothing Store Inventory Software Market Research Report:-

1 Clothing Store Inventory Software Market Overview

2 Clothing Store Inventory Software Market Competition by Manufacturers

3 Clothing Store Inventory Software Retrospective Market Scenario by Regions

4 Global Clothing Store Inventory Software Market Historical Analysis by Type

5 Global Clothing Store Inventory Software Market Historical Analysis by Application

6 key companies profiled

7 Clothing Store Inventory Software Manufacturing Cost Analysis

8 Marketing Channel, Distributors and Customers

9 Clothing Store Inventory Software Market Dynamics

10 Global Market Forecast

11 Research finding and conclusion

12 Methodology and data source

To get more insights on market analysis, browse the research report summary @ https://www.verifiedmarketreports.com/product/global-clothing-store-inventory-software-market-2019-by-company-regions-type-and-application-forecast-to-2024/

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$6 billion student loan settlement finalized https://mijasguide.com/6-billion-student-loan-settlement-finalized/ Thu, 17 Nov 2022 06:19:00 +0000 https://mijasguide.com/6-billion-student-loan-settlement-finalized/

Comment

About 200,000 student borrowers who say they were defrauded by their colleges will soon have their debts automatically forgiven after a federal judge granted final approval of a $6 billion settlement on Wednesday.

The agreement resolves a class action lawsuit filed in 2018 by people who accused the Department of Education of ignoring their requests for loan forgiveness through a federal program known as the Borrower’s Repayment Defence. . He was threatened after several schools, including Lincoln Tech and Keizer University, said the deal failed to assess the validity of borrowers’ claims and would damage their reputations.

As part of the settlement, the Education Department identified 153 institutions — many of which are for-profit colleges — as having evidence of “serious misconduct…whether credibly alleged or, in some cases, proven.” “. Anyone who has attended these schools and applied for debt relief is entitled to full loan forgiveness under the agreement.

U.S. District Judge William Alsup of the Northern District of California gave colleges that raised objections an opportunity to speak, but ultimately finalized the settlement, upholding the Department of Education’s approach.

“The borrower defense agenda put in place by Congress has turned into an impossible quagmire,” Alsup wrote in his 25-page advisory on Wednesday. “The Secretary has developed a process to resolve the huge backlog of claims, and he has done so pursuant to specific authorization from Congress.”

In addition to automatic relief, the agreement provides for the repayment of monies paid to the Ministry of Education and credit repair to hundreds of thousands of eligible borrowers. A separate group of about 64,000 borrowers, who attended schools not on the department’s list, will also receive decisions on their applications on rolling timelines.

The agreement also guarantees borrowers who filed a claim after June 22, but before the judge finalized settlement, will have their claims resolved within three years. According to Wednesday’s opinion, this group of borrowers has now reached about 179,000 people.

“People are just thrilled,” said Eileen Connor, director of the Project on Predatory Student Lending, a group representing borrowers. “Hopefully that’s a way forward for people and for the Department of Education to move forward and have some sort of process that works.”

Jason Altmire, president and CEO of Career Education Colleges and Universities, an advocacy group for for-profit colleges, expressed disappointment with the decision and raised the specter of an appeal.

“The settlement represents an unlawful overreach by the Department of Education and unfairly exposes more than 150 institutions without any opportunity to respond,” Altmire said. “We hope the Ninth Circuit on appeal will recognize these fatal flaws and return the parties to the negotiating table.”

None of the four schools that intervened in the case immediately responded to requests for comment or confirmation of their intention to appeal.

Alsup’s decision will bring relief to dozens of people awaiting decisions on their borrower defense claims, some for up to seven years.

The collapse of for-profit chains Corinthian Colleges in 2015 and technical institutes ITT in 2016 — which spent their final days battling state and federal fraud charges — sparked a deluge of claims at the Education Department. Former Education Secretary Betsy DeVos declined to address the claims after taking office, saying the Trump administration needed time to review the process created under President Barack Obama.

The demands piled up before DeVos decided to grant partial debt relief, leading to legal action by former Corinthian students. DeVos said the case crippled the system. But the borrowers argued that it had no bearing on their claims and took legal action.

In 2020, the Trump administration agreed to deal with the backlog of claims within 18 months as part of an earlier settlement. Alsup rejected the deal months later after the Department for Education revealed its widespread denials of requests to cancel student debt.

]]> Los Angeles clothing stores feel hit by crime https://mijasguide.com/los-angeles-clothing-stores-feel-hit-by-crime/ Wed, 16 Nov 2022 18:33:33 +0000 https://mijasguide.com/los-angeles-clothing-stores-feel-hit-by-crime/

Los Angeles is famous for its fashion sense and stylish crowds. Yet over the past six months, the city’s clothing stores have attracted a totally undesirable element: thieves.

After an expected low number in the first year of the pandemic, Los Angeles clothing stores saw an estimated 50 to 75 crimes per month from April 2021 to February 2022. Then, in March, the number jumped to 102 crimes, according to Los Angeles Police Department figures. This is the highest monthly tally since the LAPD began making its data public in 2010.

It turned out to be just one step on a meteoric rise. There were 116 reports in July and 216 clothing store crimes the following month. The total reached 247 in September.

Line graph of monthly crimes in clothing stores in Los Angeles

The surge means that, just in the first three quarters of 2022, Los Angeles has already set a new annual record for clothing store crime. From Jan. 1 to Sept. 1, 30, there were 1,098 crimes, according to LAPD data. This represents an increase of 67.1% from the 657 reports in all of 2021. This is an increase of 83.3% from the total for 2019 (599).

Bar graph of annual crimes in clothing stores

Some incidents may be perpetrated by organized crime rings stealing items from clothing stores and other stores with the intent of reselling them, or even returning them to the store for a refund. Last year Governor Gavin Newsom announced plans to suppress the practice.

Spotlight on the city center

That’s not the only post-pandemic retail crime surge Los Angeles is seeing. Crosstown recently reported an increase shoplifting incidents throughout the city.

The majority of crimes in clothing stores this year have been listed as shoplifting, with 723 reported in the city through September 30. Broken down, 640 of those reports were classified as minor thefts, in which the value of stolen goods is less than $950. The remaining 83 cases were identified as grand theft, charging when the value of stolen merchandise exceeds $950.

The second most frequent crime in clothing stores was robbery, with 82 reports.

The neighborhood with the most crime in clothing stores is densely populated Downtown, with 489 reports so far this year. According to police data, thieves were particularly active in the 600 block of South Broadway, which is home to a concentration of sneaker shops and small jewelry vendors.

[Get COVID-19, crime and other stats about where you live with the Crosstown Neighborhood Newsletter]

Blair Besten, Executive Director of the Historic Business Improvement Districtwhich runs community cleanup and safety programs in the downtown core, noted that not all incidents become police statistics.

“It’s a citywide issue, but I believe some stores, by nature, have a more direct relationship with LAPD,” ​​Besten said. “So they’re more inclined to report.”

It’s perhaps unsurprising that Downtown ranks high on the list of clothing store crimes, given that the neighborhood is home to tens of thousands of residents, hundreds of thousands of day laborers and a large number of points of sale. Shoplifters and other thieves often go where stores are concentrated. Canoga Park and city ​​of the centurywhich both have large shopping malls, have each seen a large number of shoplifting reports this year.

Canoga Park has the second highest number of clothing store crimes in the city this year, with 76 reports. The high ranking is also panoramic city (53 reports).

Table with neighborhoods with the most crime in clothing stores

A Chronic Shoplifter

The spike in crimes at downtown clothing stores may have been sparked by one individual in particular: On October 11, the LAPD announced the arrest of a “chronic shoplifter”. He said on October 7, Henry Funches was seen exiting a location in the 600 block of South Broadway with stolen property. According to police, Funches has been linked to nearly 50 thefts, stealing goods worth around $15,000.

The LAPD media relations office did not return calls requesting additional information.

Since Funches’ arrest, the numbers have gone down downtown. According to the most recent LAPD data, there were 39 clothing store crimes in the community in October. That compares to 171 downtown a month earlier.

While the decrease is welcome, Besten, like others, expressed frustration that many retail theft perpetrators aren’t being prosecuted aggressively, particularly if the charge is petty theft. According to police data, 459 of the incidents at downtown clothing stores this year have been identified as minor thefts. Only on 44 occasions did the value of the stolen goods reach the standards for a felony charge of grand theft.

“When the laws and prosecutions of the District Attorney’s office do not support pending arrests, the best effort we can make is to help companies harden their target,” Besten said.

How we did it: We have examined LAPD publicly available data on crimes in clothing stores from January 1, 2010 to September 1. 30, 2022. For neighborhood boundaries, we rely on borders defined by the Los Angeles Times. Learn more about our data here.

LAPD data only reflects crimes reported to the department, not the number of crimes actually committed. To make our calculations, we rely on data made public by the LAPD. LAPD may update old crime reports with new information or recategorize old reports. These revised reports are not always automatically part of the public database.

Want to know how your neighborhood is doing? Or just interested in our data. Email us at askus@xtown.la.

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